A policy excess is the amount which you are responsible for in the event of making a claim. All insurance policies contain excesses and this amount is not insured.
Home Insurance policies generally have a standard excess for most sections, however, certain sections may have higher excess amounts . For example the excess for subsidence claims, trace & access are usually higher.
To find all excess information for each section you would need to check your policy booklet and documents or if you need further assistance please visit our customer service chat page at https://www.theaa.ie/aa/customer-service.aspx and one of our web-chat agents will be able help you.