You can take any emergency action which may be necessary to protect Your Property from further damage e.g. switch off the gas, electricity and water. If You have to arrange for a contractor to carry out emergency work, please keep the repair details and invoices which the Insurer will need to see.
Please do not dispose of damaged items before the Insurer has had the opportunity to inspect them or carry out any repairs apart from any emergency action You need to take.
Remember that Your Policy is not a maintenance contract and does not cover any loss or damage caused by normal wear and tear - no insurance policy does.