AA Car (Standard) policies typically do cover you driving other cars (if over 25 with full Irish licence). You can confirm you are on an AA Car policy and not an AA Value policy in your policy documents.
How to check if you have cover to drive cars:
Your policy documents would have been sent to you by post & email when you took out your policy. You can search for emails from email@example.com to locate your policy documents in your email. The password for this document will be your date of birth in the format DDMMYYYY.
Within the documents, under Reasons Why, Summary of Cover, you will see the type of policy that you have. This will either be an AA Motor, which is a Standard AA insurance policy, or an AA Value policy or an AA Liberty policy.
Summary Of Cover
- AA Motor: If your summary of cover says that you have an AA Car policy, this policy does cover you for driving other cars (if over 25 years old with full licence). Cover is on a third party basis only. If you are also a member of the AA at the time you took out your AA Car policy, you may qualify for comprehensive cover on other cars. Terms & Conditions Apply. The full breakdown of what is covered is explained in the AA Policy booklet (see page 8, if you are an AA Member at policy inception see page 17) at https://www.theaa.ie/aa/about-us/policy-booklets.aspx
- AA Value: The value policy does not cover driving of other cars
- Liberty: If your summary of cover says that you have an AA Liberty policy, this policy does cover you for driving other cars (if you have full licence and are not employed in the motoring trade). Cover is on a third party basis only with no option to increase to comprehensive cover. Terms & Conditions Apply. The full breakdown of what is covered is explained in the AA Liberty Policy booklet at https://www.theaa.ie/aa/about-us/policy-booklets.aspx
You can also check your level of cover by emailing us using this form.