Are Pre-Existing Medical Conditions covered on Travel Insurance?

AA Travel Insurance policies do not cover you either directly or in-directly for any pre-existing medical conditions that are not declared when taking out your policy, this includes the need to cancel or curtail the trip due to any pre-existing medical conditions.


A list of waived conditions is available in the policy booklet. This can be found at

If you need to declare a pre-existing medical condition, or if there is a change in your state of health please call 1890 456 250 to complete a Medical Health Declaration with our medical screening partners All Clear. 

The lines are open Mon - Fri, 9am - 5pm.